Before going out to your News Years Party tonight, sign up with Mint.com and put a few of your financial accounts in. When 2011 begins, you'll be all set to watch your finances more closely, and get a better handle on where your money is actually going.
I got a free copy of Quicken Basic recently, and I test driving it. I'll let you know how it compares in a future post, but it supposed to do the same as Mint. It's even published by the same company, Intuit. I imagine it's better, since it's a paid product. Regardless of what you use, Mint, Intuit, pen and paper, it's impossible to save money if you don't know how it's being spent.
Signed up now? Good. Now go party!